How To Raise Your Credit Score By 100 Points

If you wish to raise your credit score up to 100 points, this article will give you powerful strategies that teaches you the secrets on how to raise your credit score by 100 points .

One little known but powerful strategy on how to raise your credit score by 100 points is having inquiries removed from all of your credit reports. You may not be aware of it but each time you apply for credit you receive inquiries on your credit reports that can cause your credit score to decrease substantially. Although each inquiry may only decrease your score by a few points, having multiple inquiries can decrease your credit score by 20 points or more. If you have inquiries on your credit reports, it is best to have the inquiries removed.

The strategy that needs to implemented to have inquiries removed is to contact the companies that have caused the inquiries to appear on your credit reports. Once you learn who the companies are that caused the inquiries send them a demand letter. In the letter you will demand that the company show that they have the right to pull your credit reports. If the company is unable to show that they have the right and what's known as permissible purpose to pull your credit reports, then make a demand that the companies contact the credit bureaus and have the inquiries removed. If they do not comply with this demand inform them that you will bring legal action against them as advised by your attorney

When they refuse to comply after your threat of legal action, contact an attorney and bring legal action against them for fraud. Once you obtain a judgement against them by showing proof of the fraud, contact all three credit bureaus and show them a copy of the judgement and demand that the inquiries be removed from your credit reports. This simple but powerful strategy alone could cause your score to increase 20 to 50 points if not more.

Another simple but powerful strategy that can be utilized is paying down your loan or credit card balances down to 10 to 30 percent or more. This could cause your score to increase 20 points or more. In the future keeping your credit or loan balance at these levels will ensure that you maintain a high credit score, Another strategy is to dispute any derogatory items on any of your credit reports. Utilizing the debt validation strategy, you can have your scores raise by 50 to 100 points in a short period of times sometimes within 30 to 60 days.

So now you have several powerful strategies that have now been revealed showing you how to raise your credit score by 100 points. If you wish to learn even more powerful strategies on how to raise your credit score by 100 points. click on this link and receive a free copy of "Confessions Of An Ex Bill Collector" that will give you even more powerful knowledge to raise your credit scores. Remember Knowledge Is Power!