How To Improve Credit Score

How To Improve Credit Score

Can You Fix Your Credit Score Fast?

Can you fix your credit score fast? Depends on what you call fast. If you consider 60-90 days fast sometimes this is possible. Depending on the circumstances it could take longer. Under fdcpa law if the debt collector can not validate the debt within 30 days the negative item must be removed from all the credit bureaus reporting negative information. Click on free credit report and order all three credit reports.

When you receive the reports contact all creditors reporting the negative information. When you contact the creditors send a debt validation letter. In the letter request that the debt be validated. If they can not validate the debt purstant to fdcpa law they must remove the negative items from your credit report. Inform the debt collectors in the letter that if they need to remove the negative items from yourcredit report if they can not validate the debt.

If the debt collectors can not validate the debt, contact all three credit bureaus reporting the negative information. In your letter let them know that the debt collectors could not validate the debt. The credit bureaus should now remove the negative information from your credit reports. If the credit bureaus comply this is one method to fix your credit score fast

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Another question asked is can you fix your credit score fast suing debt collectors ?

If you wish to speed up the process when the debt collectors do not validate the debt sue them in court. This method is more powerful then waiting for the credit bureaus to respond. File a take nothing lawsuit against the bill collectors for removal of the negative information from your credit reports. Because you are not asking for money the collectors will often ignore the lawsuit and not appear in court. When they do not show up you receive a default judgement against them. Send a copy of the default judgement to all crediit bureaus now they have to remove all negative imformation from your reports. Hiring a credit consultant is another good way to fix your credit score fast.

The credit consultantcan develop a plan that will not only help you repair your bad credit but tell you what credit cards or loans that need to be added to replace the negative accounts to further enhance your score.Do it yourself credit repair also can be a very powerful way to fix your credit score fast.Here are the steps needed to achieve success following them in exact order will help insure success. Every time you have an account deleted from your credit report add positive tradelines. Go to www.creditrevivors.com apply for 3 secured credit cards these cards report to all three credit bureaus. Next go to www.oxp.to/WilliamDavis apply for the 2500.00 credit line this reports to equifax . Get approved for a 12,500.00 credit line contact us For more credit building tips contact us or call Bill Davis 281-686-2644