What Is A FDCPA Violations List ?

#debt collectors #collection practices #damages #deceptive #fair debt #practices act #federal law #collectors can #third parties

In this article we will be discussing what is a Fdcpa violations list?

The Fdcpa violations list is a list of rules that debt collectors are.

required to abide by when contacting debtors to collect past due debts.

If these rules are violated, you can sue the debtor in court many times.

allowing the debt to be wiped out due to these violations stated on

the Fdcpa violations list.

Fdcpa is known as the Fair Debt Collection Practices Act. This is a law.

passed by the federal government to protect consumers from being harassed.

by bill collectors when contacting consumers to collect past due debts.

Any violations of these debts can result in not only wiping out the debt.

but the consumer can collect as much as 1000.00 for these violations stated.

on the Fdcpa violations list as well as punitive damages and attorney fees.

Now that you know what the Fdcpa law is here is a small samples of rules

that are a part of the Fdcpa violations list ;

1. A debt collector is not allowed to contact a debtor to attempt to collect a debt before 9am in the debtors time zone .

2. A debt collector is not allowed to use threatenig or harrassing language to a consumer when attempting to collect a debt

3. A debt collectors is prohibited from using any false or deceptive means when

contacting the debtor and attempting to collect a debt .

Lets say that a debt collector contacts you and states that he is a police officer and states

that if you do not pay this debt by 3 pm that day he will arrest you for theft.

That is a violation of the Fdcpa law that is included in the fdcpa violations list .

Any time a debt collector contacts you via phone or e mail always document everything

and record the call , This will be powerful amunition when you sue them in court.

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