Can Debt Collectors Sue You ?
- bill davis
- Mar 23, 2023
- 2 min read
Many times I have had my clients ask me this question.
The question is can debt collectors sue you?
The answer to that question is unfortunately yes.
The great news is that armed with the proper knowledge.
you can defeat the debt collectors in court when they sue you.
Mant times when debt collector sue debtors they will sue debtors
with insufficient evidence and little or no documentation of the
alleged debt. Although the debtors will most likely win against the
collectors many often lose. The reason many debtors lose so often.
when being sued by debt collectors is they fail to show up in court.
When the debtor does not show up in court they automatically receive
a default judgement. Now the collector has won the case by default.
The sad part is had the debtor shown up in court there is a strong possibility.
they could have won the case against them iniated by the bill collectors.
Can debt collectors sue you even if the debt is past the time statute?
of limitations meaning the debt is no longer valid and the collector wins.
The answer to that is yes as they often win due to the default judgement.
Also, many times the debt collectors do not have the proper documentation.
and have violated Fdcpa laws such as properly validating the alleged debt.
Had the debtor just showed up in court it is possible they could have won .
So always remember if you do get sued by a debt collector respond immediately.
Contact an attorney who specializes in defending debtors against bill collectors.
Many of these attorneys offer a free consultation to advise you on your case.
When you meet with the attorney bring all documentation such as debt validation
letters, documentation of Fdcpa violations as well as any other pertinent information.
Having this valuable powerful documentation could result in you winning the lawsuit.
So now you know the answer to the question often asked can debt collectors sue you ?
Whenever you receive a summons from a bill collector iniating a lawsuit respond immediately and fight the lawsuit. Show up in court with all proper evidence.
Fight Back Become The Victor Not The Victim!!!





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